/* SendCash.to — editorial fintech stylesheet */
:root{
  --ink:#0A1F2E;
  --ink-2:#16323F;
  --paper:#FBFAF7;
  --paper-2:#F3EFE7;
  --card:#FFFFFF;
  --line:#E4DED2;
  --accent:#0C7A54;
  --accent-dark:#0A6647;
  --amber:#E9A03C;
  --muted:#5C6B73;
  --radius:14px;
  --shadow:0 1px 2px rgba(10,31,46,.06), 0 12px 32px rgba(10,31,46,.07);
  --sans:system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
  --serif:"Iowan Old Style","Palatino Linotype",Palatino,Georgia,"Times New Roman",serif;
  --max:1120px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  background:var(--paper);
  color:var(--ink-2);
  font-family:var(--sans);
  font-size:17px;
  line-height:1.65;
  -webkit-font-smoothing:antialiased;
}
img{max-width:100%;display:block}
a{color:var(--accent-dark);text-decoration:none}
a:hover{text-decoration:underline}
.wrap{max-width:var(--max);margin:0 auto;padding:0 24px}
.narrow{max-width:760px}

/* header */
.site-header{
  position:sticky;top:0;z-index:40;
  background:rgba(251,250,247,.92);
  backdrop-filter:blur(8px);
  border-bottom:1px solid var(--line);
}
.nav{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:70px}
.brand{
  font-family:var(--serif);
  font-size:1.35rem;
  letter-spacing:-.01em;
  color:var(--ink);
  font-weight:600;
}
.brand span{color:var(--accent)}
.brand:hover{text-decoration:none}
.nav-links{display:flex;gap:26px;align-items:center}
.nav-links a{color:var(--ink-2);font-size:.94rem;font-weight:500}
.nav-links a:hover{color:var(--accent-dark);text-decoration:none}
.nav-cta{
  background:var(--ink);color:#fff !important;
  padding:10px 18px;border-radius:100px;font-weight:600;font-size:.9rem;
}
.nav-cta:hover{background:var(--ink-2)}

/* hero */
.hero{
  background:linear-gradient(180deg,#FFFDF9 0%,var(--paper) 60%);
  border-bottom:1px solid var(--line);
  padding:76px 0 68px;
}
.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:56px;align-items:center}
.eyebrow{
  display:inline-flex;align-items:center;gap:8px;
  font-size:.76rem;letter-spacing:.14em;text-transform:uppercase;
  font-weight:700;color:var(--accent-dark);
  background:#E7F3EC;border-radius:100px;padding:6px 14px;margin-bottom:22px;
}
h1{
  font-family:var(--serif);
  font-size:clamp(2.3rem,4.4vw,3.35rem);
  line-height:1.1;
  letter-spacing:-.02em;
  color:var(--ink);
  margin:0 0 18px;
  font-weight:600;
}
h1 em{font-style:normal;color:var(--accent-dark);border-bottom:3px solid rgba(15,138,95,.28)}
.lede{font-size:1.16rem;color:var(--muted);margin:0 0 28px;max-width:36em}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap}
.btn{
  display:inline-block;border-radius:100px;padding:14px 26px;
  font-weight:600;font-size:.98rem;border:1px solid transparent;cursor:pointer;
  transition:transform .12s ease, background .12s ease;
  font-family:inherit;
}
.btn:hover{text-decoration:none;transform:translateY(-1px)}
.btn.primary{background:var(--accent);color:#fff}
.btn.primary:hover{background:var(--accent-dark)}
.btn.ghost{background:transparent;border-color:#C9C2B3;color:var(--ink)}
.btn.ghost:hover{background:#fff;border-color:var(--ink)}
.hero-note{margin-top:22px;font-size:.9rem;color:var(--muted)}

/* calculator card */
.calc{
  background:var(--card);border:1px solid var(--line);border-radius:18px;
  box-shadow:var(--shadow);padding:26px;
}
.calc h2{
  font-family:var(--sans);font-size:.8rem;letter-spacing:.12em;text-transform:uppercase;
  color:var(--muted);margin:0 0 16px;font-weight:700;
}
.field{margin-bottom:14px}
.field label{display:block;font-size:.85rem;font-weight:600;color:var(--ink);margin-bottom:6px}
.field input{
  width:100%;padding:11px 13px;border:1px solid var(--line);border-radius:10px;
  font-family:inherit;font-size:1rem;color:var(--ink);background:var(--paper);
}
.field input:focus{outline:2px solid rgba(15,138,95,.35);outline-offset:1px;border-color:var(--accent)}
.field-row{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.calc-out{
  margin-top:6px;background:var(--ink);color:#fff;border-radius:12px;padding:16px 18px;
}
.calc-out .k{font-size:.74rem;letter-spacing:.1em;text-transform:uppercase;color:#9DB6BF;font-weight:700}
.calc-out .v{font-family:var(--serif);font-size:1.6rem;line-height:1.2;margin-top:2px}
.calc-out .v + .k{margin-top:12px}
.calc-split{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.calc-hint{font-size:.8rem;color:var(--muted);margin:12px 0 0}

/* sections */
.section{padding:72px 0;border-bottom:1px solid var(--line)}
.section.alt{background:var(--paper-2)}
.section h2{
  font-family:var(--serif);font-size:clamp(1.7rem,2.6vw,2.15rem);
  line-height:1.18;letter-spacing:-.015em;color:var(--ink);margin:0 0 12px;font-weight:600;
}
.section .sub{color:var(--muted);max-width:44em;margin:0 0 34px;font-size:1.05rem}

/* cards */
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.card{
  background:var(--card);border:1px solid var(--line);border-radius:var(--radius);
  padding:26px 24px 24px;display:flex;flex-direction:column;
  transition:box-shadow .15s ease, transform .15s ease;
}
.card:hover{box-shadow:var(--shadow);transform:translateY(-2px)}
.kicker{
  font-size:.72rem;letter-spacing:.13em;text-transform:uppercase;font-weight:700;
  color:var(--accent-dark);margin-bottom:12px;
}
.card h3{font-family:var(--serif);font-size:1.28rem;line-height:1.25;margin:0 0 10px;font-weight:600;color:var(--ink)}
.card h3 a{color:var(--ink)}
.card h3 a:hover{color:var(--accent-dark);text-decoration:none}
.card p{margin:0 0 18px;color:var(--muted);font-size:.98rem}
.card-link{margin-top:auto;font-weight:600;font-size:.94rem}

/* steps / list */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:26px;counter-reset:s}
.step{background:transparent;padding:0}
.step::before{
  counter-increment:s;content:counter(s);
  display:inline-flex;align-items:center;justify-content:center;
  width:34px;height:34px;border-radius:50%;background:var(--ink);color:#fff;
  font-weight:700;font-size:.9rem;margin-bottom:12px;
}
.step h3{font-family:var(--sans);font-size:1.02rem;margin:0 0 6px;color:var(--ink)}
.step p{margin:0;color:var(--muted);font-size:.96rem}

/* table */
.table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:var(--radius);background:var(--card)}
table{border-collapse:collapse;width:100%;font-size:.95rem}
th,td{padding:13px 16px;text-align:left;border-bottom:1px solid var(--line);vertical-align:top}
th{background:#F7F4EC;font-size:.78rem;letter-spacing:.08em;text-transform:uppercase;color:var(--ink);font-weight:700}
tr:last-child td{border-bottom:none}
td strong{color:var(--ink)}

/* form */
.contact-grid{display:grid;grid-template-columns:.95fr 1.05fr;gap:48px;align-items:start}
.form-card{background:var(--card);border:1px solid var(--line);border-radius:18px;padding:28px;box-shadow:var(--shadow)}
.form-card .field textarea{
  width:100%;padding:11px 13px;border:1px solid var(--line);border-radius:10px;
  font-family:inherit;font-size:1rem;min-height:120px;resize:vertical;background:var(--paper);color:var(--ink);
}
.form-card .field textarea:focus{outline:2px solid rgba(15,138,95,.35);outline-offset:1px;border-color:var(--accent)}
.form-card select{
  width:100%;padding:11px 13px;border:1px solid var(--line);border-radius:10px;
  font-family:inherit;font-size:1rem;background:var(--paper);color:var(--ink);
}
.form-card .btn{width:100%;margin-top:6px}
.form-note{font-size:.82rem;color:var(--muted);margin:12px 0 0}

/* article */
.article{padding:56px 0 72px}
.crumbs{font-size:.85rem;color:var(--muted);margin-bottom:22px}
.article h1{font-size:clamp(2rem,3.6vw,2.9rem)}
.article-meta{font-size:.85rem;color:var(--muted);margin:0 0 34px;padding-bottom:22px;border-bottom:1px solid var(--line)}
.article h2{font-family:var(--serif);font-size:1.62rem;color:var(--ink);margin:44px 0 14px;font-weight:600;letter-spacing:-.01em}
.article h3{font-family:var(--sans);font-size:1.08rem;color:var(--ink);margin:28px 0 10px;font-weight:700}
.article p{margin:0 0 18px}
.article ul,.article ol{margin:0 0 20px;padding-left:22px}
.article li{margin-bottom:9px}
.article blockquote{
  margin:26px 0;padding:18px 22px;background:#EAF4EE;border-left:4px solid var(--accent);
  border-radius:0 10px 10px 0;color:var(--ink-2);
}
.article blockquote p:last-child{margin:0}
.article .table-wrap{margin:24px 0}
.takeaway{background:var(--paper-2);border:1px solid var(--line);border-radius:var(--radius);padding:22px 24px;margin:30px 0}
.takeaway h2{margin:0 0 10px;font-size:1.1rem;font-family:var(--sans)}
.takeaway ul{margin:0;padding-left:20px}
.faq dt{font-weight:700;color:var(--ink);margin-top:18px}
.faq dd{margin:6px 0 0;color:var(--muted)}
.cta-inline{
  margin:40px 0 0;padding:28px;border-radius:var(--radius);
  background:var(--ink);color:#EAF0F2;
}
.cta-inline h2{color:#fff;margin:0 0 8px;font-size:1.3rem}
.cta-inline p{margin:0 0 18px;color:#B9CDD4}
.cta-inline .btn.primary{background:var(--accent)}
.related{margin-top:44px;padding-top:28px;border-top:1px solid var(--line)}
.related h2{font-size:1.1rem;font-family:var(--sans);margin:0 0 14px;color:var(--ink)}

/* footer */
.site-footer{background:var(--ink);color:#B9CDD4;padding:52px 0 34px;font-size:.92rem}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:36px;margin-bottom:32px}
.site-footer .brand{color:#fff}
.site-footer .brand span{color:#4FD1A0}
.site-footer p{margin:12px 0 0;max-width:30em;color:#92AAB4}
.site-footer h4{font-size:.76rem;letter-spacing:.12em;text-transform:uppercase;color:#7E97A2;margin:0 0 12px}
.site-footer ul{list-style:none;padding:0;margin:0}
.site-footer li{margin-bottom:8px}
.site-footer a{color:#CFE0E6}
.site-footer a:hover{color:#fff}
.footer-bottom{border-top:1px solid rgba(255,255,255,.12);padding-top:20px;display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;color:#7E97A2;font-size:.84rem}

@media (max-width:900px){
  .hero-grid,.contact-grid{grid-template-columns:1fr;gap:36px}
  .cards,.steps{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr}
  .hero{padding:52px 0 44px}
  .section{padding:52px 0}
  .nav-links{gap:16px}
  .nav-links a:not(.nav-cta){display:none}
}